The Importance of Pre-Qualification

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It is important to visit with a mortgage loan pro early, even before you've decided what sort of house to search for. What for? When you do not know yet how much home you want to qualify for, how could we help?

Pre-Qualify

We can help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through pre-qualifying. The process leads you through your financial situation - your debt, income, job, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter when you qualify, that states that we are confident you will qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

Holding your pre-qualification letter, some advantages are yours once you find the home you want to put together an offer for. The first is that you will know the amount you will be able to afford when determining the offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd come to their home with a bag of cash to make the offer! They need not wonder if that they are wasting their time if you will not have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't be something for them to lose sleep over. You have the ability to back your offer up.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly mortgage payments you can afford, and the size of loan you can qualify for. This process outlines your financial situation - your debts, income, career, cash available for down payment, among other things. It's quick and basic; and we take pride in keeping the paperwork light.

One-on-One

You can always use the mortgage calculators on our site to get an idea of how much mortgage you'll be able to afford - but it's also important to meet with us. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could locate a different mortgage option that is a better fit for you. We are waiting to meet with you: call us at 4357556622.

Have questions about pre-qualifying? Call us at 4357556622. We answer pre-qualification questions every day.