Why it's Important to Pre-Qualify

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Even if you have not so much as narrowed down homes to view yet, it can be valuable to visit with your mortgage professional early. Why? How can we help you if you have not negotiated a price, and don't yet know the amount you need to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals can help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. The process outlines your current financial situation - your debts, income, career, and cash available for down payment, among other things. It's short and to the point; We take pride in keeping the paperwork to a minimum.

We will award you a Pre-Qualification Letter when you qualify, that documents that we are confident you'll qualify for up to a specific amount of mortgage dollars.

Power in the Pre-Qual

Once you locate a house that is right for you, and you want to make an offer, being pre-qualified for a mortgage will do a number of things. First of all, you have some general numbers in mind, as the amount you will be able to borrow. Even more important to the seller of the home, your pre-qualification gives them certainty - as if you'd arrived at their house with a suitcase of cash to back up the offer! They need not wonder if that they're wasting their time if you will not be able to qualify for a high enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back up your offer.

We help with your pre-qualification

We can help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process takes you through your financial situation - your debt, income, job, cash available for down payment, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

While you can benefit from our mortgage calculators on this site, it is essential to sit down and talk with us. We can walk you through your pre-qualification letter. For another thing, we may find a different mortgage option that better fits your needs. Let us help you get started: Call us at 4357556622.

Have questions about pre-qualifying? Call us at 4357556622. We answer pre-qualification questions every day.