Why Pre-Qualify?

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It is helpful to consult your mortgage loan professional early — even before you've started to consider neighborhoods. What for? What can we do for you if you have not negotiated an amount, and don't yet know how much you want to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and the loan amount you will qualify for. We do this by reviewing your income and debts, your employment and housing situations, your available funds for down payment, required reserves, and some other things. It is a short, thorough process with minimal risks for papercuts.

When you qualify, will present to you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), that states that we are helping you to find the best loan to fit your financial needs and that we're confident you'll qualify for a mortgage for a certain amount.

Buying Power

With your pre-qualification letter, several advantages are yours once you find the home you want to make an offer for. First, it helps you know how much you're able to offer. More important to the current home owner, your being pre-qualified is like your having walked into their house with a bag full of money ready to purchase the home! They need not be concerned they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. You have the ability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly mortgage payments you can afford, and the loan amount you can qualify for. The process outlines your finances - your debt, income, employment, down payment money, among other things. We will require a minimum amount of paperwork, with a quick process.

One-on-One

While you are encouraged to use our mortgage calculators on our site, it's a good idea to sit down and talk with us. That way, we can help you get your pre-qualification letter. Then, we will make sure we have the right mortgage program for your situation. Contact us at 4357556622 to get started.

Have questions about pre-qualifying? Call us at 4357556622. CHASE MORTGAGE, Inc. #317430 answers pre-qualifying questions every day.