The Importance of Pre-Qualifying

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Even if you haven't so much as picked out houses to view yet, it's valuable to visit with your mortgage loan professional first. Why? If you don't yet know how much home you want to qualify for, how could we help?

We Can Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. In the process, we look at your borrowing potential - looking at your earning status, money available for down payment, debts, income, and other areas. It's short and basic; We keep the paperwork to a minimum.

We will give you a Pre-Qualification Letter if you qualify, which says that we are confident you'll qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Several beneifits open to you after you have found your new house, and have pre-qualification power. First, it helps you know the amount that you can offer. Being pre-qualified will also make your offer more attractive to the seller, as if you were bringing them a big box of cash! They will not have to worry that that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you will qualify for. The process leads you through your finances - your debts, income, career, cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

It's important for you to sit down and talk with us, even though you are free to also use the helpful mortgage calculator tools on our site. That way, we'll be able to help you get your pre-qualification letter. Next, we can review your mortgage loan options to be sure you have selected the best one. Contact us at 4357556622 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4357556622. CHASE MORTGAGE, Inc. #317430 answers pre-qualifying questions every day.