The Importance of Pre-Qualification

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It's important to consult your mortgage loan professional as soon as possible — even before you have started to consider neighborhoods. What for? How can we help before you have made an offer, and don't know yet how much you need to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly mortgage payments you can afford, and the loan amount you will qualify for. This process outlines your current financial situation - your debts, income, career, and down payment money, among other things. It is a quick, thorough process with minimal risks for papercuts.

We will give you a Pre-Qualification Letter once you qualify, which documents that we're confident you'll qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

With your pre-qualification letter, a number of advantages are yours at the point you locate the house you want to put together an offer for. The first is that you can know what you can afford when determining the offer. Being pre-qualified also will make your offer look even better to the seller, as if you were bringing them a suitcase of cash! They won't need to worry that they have been wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. You have the clout of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. We will achieve this by considering your income and debts, your work and residence situations, the funds available for down payment, required reserves, and other financial considerations. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

While you are encouraged to benefit from our tools to calculate mortgage variables on our website, it will be essential to meet with one of our mortgage professional team members. We can work toward your pre-qualification letter. Next, we can study your mortgage program options and be sure you have selected the right one. Contact us at 4357556622 to get started.

Have questions about pre-qualifying? Call us at 4357556622. It's our job to answer pre-qualification questions, so we're happy to help!