Why Pre-Qualification is Important

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It's important to see a mortgage loan pro early, even if you haven't settled on what sort of house to look for. Why? What can we do for you before you have made an offer, and do not know yet how much you need to borrow?

We Can Help You Pre-Qualify

We can help you determine how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. This process takes you through your financial situation - your debts, income, job, and down payment money, among other things. It's short and to the point; We take pride in keeping the paperwork to a minimum.

We give you a Pre-Qualification Letter when you qualify, which says that we're confident you will qualify for up to a predetermined amount of mortgage dollars.

Buying Clout

With your pre-qualification letter, a number of advantages are yours once you locate the house you want to make an offer for. First, it helps you know the amount that you're able to offer. Having pre-qualification also will make your offer more attractive to the home seller, like you were bringing them a suitcase of cash! They won't have to wonder if that they have been wasting their time if you do not be able to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount will not be something for them to be concerned about. You have the clout of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In this process, we determine your borrowing capacity - analyzing your employment, available money for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

You can always use the calculators available on this site to get an idea of how much mortgage you will be able to afford - but it's also essential to meet with one of our mortgage professionals. We can work toward your pre-qualification letter. Next, we can consider your mortgage loan options and be sure you are in the right one. Let us get you started: Contact us at 4357556622.

Have questions about pre-qualifying? Call us at 4357556622. It's our job to answer pre-qualification questions, so we're happy to help!