When to Speak to Your Mortgage Pro About Pre-Qualification

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Even if you have not so much as researched houses to visit yet, it is advantageous to visit with your mortgage loan professional early. Why? What can we do for you if you have not negotiated a price, and don't yet know the amount you need to borrow?

Pre-Qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We achieve this by considering your debts and income, your employment and housing circumstances, your available funds for a down payment, required reserves, and other financial considerations. We ask for a minimum amount of paperwork, and avoid a lengthy process.

We award you a Pre-Qualification Letter once you qualify, that says that we're confident you will qualify for up to a predetermined amount of mortgage dollars.

Power in the Pre-Qual

With your pre-qualification letter, some advantages are yours when you find the home you want to make an offer for. The first is that you'll be sure what you'll be able to afford when calculating the offer. Your pre-qualification will also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They will not need to worry that they are wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You have the ability to back up your offer.

We will help you pre-qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. During this process, we determine your ability to borrow - reviewing your job, money available for down payment, existing debt, income, and other areas. It's quick and to the point; and we keep the paperwork light.

One on one

It's important to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. For one thing, you'll want a Pre-Qualification Letter! Next, we can review your mortgage program choices to be sure you have selected the right one. Contact us at 4357556622 to get started.

Have questions about pre-qualifying? Call us at 4357556622. CHASE MORTGAGE, Inc. #317430 answers pre-qualifying questions every day.