Why it's Important to Pre-Qualify

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It can be valuable to see a mortgage loan pro early, even if you haven't settled on what type of house to search for. What for? When you do not know yet how much home you need to qualify for, how can we help?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you determine the amount in monthly payments you can afford, and the loan amount you can qualify for. We can achieve this by considering your income and debts, your work and residence circumstances, your funds available for a down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

Once you are determined to be eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Buying Power

With your pre-qualification letter, a number of advantages are yours when you locate the house you want to put together an offer on. First, it lets you know how much you're able to offer. More important to the home seller, your pre-qualification is like your having entered their house with a bag full of cash to make the deal! They will not need to be concerned they have been wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. You have the ability to back your offer up.

We will help you with your pre-qualification

We will help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debts, income, career, cash available for down payment, among other things. We require a minimum amount of paperwork, with a short, basic process.

One on one

You can certainly use the mortgage calculators available on our website to calculate how much mortgage you'll be able to afford - but it's also essential to talk with us. For one thing, you will want a Pre-Qualification Letter! Next, we can review your loan choices and be sure you have found the best one. Contact us at 4357556622 to get started.

Have questions about pre-qualifying? Call us at 4357556622. We answer pre-qualification questions every day.