Why Pre-Qualify?

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It is important to see a mortgage professional first, even before you have determined what type of house to look for. What for? What can we do for you before you have made an offer, and do not know yet how much you need to borrow?

Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can afford, and how much we of a loan you can qualify for. This process outlines your current financial situation - your debts, income, employment, and cash available for down payment, among other things. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

We'll award you a Pre-Qualification Letter when you qualify, which says that we're confident you can qualify for a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Some advantages open to you once you've found your next house, and have pre-qualification. First of all, you have some concrete numbers in mind, as the amount you will qualify for with your mortgage. Being pre-qualified will also make your offer more attractive to the seller, like you were bringing them a big box of cash! They need not wonder if they are wasting their time if you don't have the ability to qualify for a big enough mortgage loan. The seller of the home won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. We do this by reviewing your debts and income, your employment and residence circumstances, the funds available for down payment, required reserves, and other financial considerations. It's short and to the point; and we take pride in keeping the paperwork to a minimum.

Face to Face

While you are able to try our tools to calculate mortgage variables on our website, it's essential to meet with us. We can work toward your pre-qualification letter. Then, we can make sure we have found the right mortgage program for you. Contact us at 4357556622 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4357556622. We answer pre-qualification questions every day.