When you want it done right!
Toggle Navigation
Home
Contact Us
How to Sell Your Home
Site Map
Staff Profiles
Customer Login
What is a credit score?
Improve Your Credit Score
Getting Your Credit Report
Mistakes on Your Report
Disputing Credit Reports
Should you buy points?
The Loan Process
Loan App Checklist
Mortgage Calculators
Are You Pre-Approved?
Loan Application
9 Steps to Ownership
Getting Qualified
Fixed Vs. Adjustable
How Much You Can Afford
Loan Application Info
Get Your Loan Faster!
Paying Your Loan Early
Broker vs. Loan Officer
Getting an Appraisal
Documenting Assets
VA Loans
Buyer Don'ts
Eliminating PMI
Closing Costs
Refinancing Options
When to Refinance
Rates and A.P.R.
Rate Lock Periods
15 vs 30 Year Mtg Calc
Mortgage Servicing
Real Estate Glossary
Gifts as downpayment
Your FICO score
Debt-to-Income Ratios
Your Down Payment
Shopping Settlement Costs
Mortgage Saving Tips
Mortgage Tuneup
Daily Rate Lock Advisory
Our Service Area
My Blog
Tell a Friend
Mortgage Calculators
Rates and Payments Research
Monthly Payment
- Calculate your payment and amortization schedule.
Compare Terms
- Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.
Compare Rates
- See how changes in your rate affect your payment for a given principal and term.
Mortgage APR
- Find the APR on a fixed rate mortgage.
Balloon Payment
- A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only
- Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages
- Determine monthly payments and the effective interest rate (APR) for an ARM.
Budgeting Decision Tools
Mortgage Qualifier
- Find out if you qualify for a given mortgage and just much you can afford, then create an amortization schedule.
Payment Range
- Plug in a high and low figure for a payment and see how it translates to a mortgage.
Mortgage Payoff
- Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
- Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Mortgage Tax Savings
- Estimate the tax savings you'll realize by deducting interest and property tax payments.
Analysis For Renters
Tax Savings for Renters
- Find out how much someone currently renting can save in taxes this year if they decide to purchase a home.
Rent vs. Buy
- Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.
Renter Affordability
- Based on your current rent, find out how much of a mortgage you could afford.
Refinancing
Refinance Savings and Break-even
- Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you'll save in interest and when you will break even.
Consolidate and Refinance
- Should you consolidate a first and second mortgage into a single mortgage?